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DiCato Law Offices
Unconscionable And Deceptive Consumer Sales Practices
Mr. DiCato Has been litigating consumer law cases for over twelve years in Akron, Ohio and surrounding cities in Summit County, Medina County, Portage County and Stark County. These cities include Akron, Canton, Barberton, Cuyahoga Falls, Medina, Wadsworth, Uniontown and several other small townships in the Akron-Canton, Ohio area. Clients are often surprised at their free initial consultation at the number of legal tools at both the State and Federal level that are available to bring justice and protect consumers from various tactics used to swindle them out of their hard earned money.
For all practical purposes, consumer protection started in Ohio during the 1970's with the enactment of the Ohio Consumer Sales Practices Act, which has been updated from time to time since it's original enactment. Though certainly not the only law available to protect consumers, it is considered the cornerstone of the set of laws that are generally used to assist consumers in obtaining relief from unscrupulous suppliers. Below are some of the laws that are used to protect consumers:
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Consumer Sales Practices Act |
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Home Sales Solicitation Act |
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Prepaid Entertainment Contract Act |
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Odometer Fraud |
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Business Opportunity Purchasers Protection Act |
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Mobile Home Law |
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Retail Installment Sales Act |
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Small Loan Act |
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Second Mortgage Security Loan Act |
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Credit Card Law |
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Truth in Lending Law |
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Credit Insurance |
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Security Interests; Repossession and Sale |
This is not a complete list, but provides a pretty good overall idea of what is available. Below is a list of some of the types of transactions that these laws apply to:
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Advertising |
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Auctions |
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Bait and Switch |
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Billing |
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Building and Loan Assns. |
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Cemetery Lot Sales |
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Cognovit Clauses in Notes |
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Credit Card Transactions |
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Credit Insurance |
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Credit Bureaus |
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Credit Unions |
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Dance Studio Contracts |
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Debt Collection Harassment |
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Debt Pooling |
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Discrimination in Extending Credit |
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Dry Cleaning |
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Franchises |
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Employment Agency Contracts |
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Funeral Services |
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Health Spas |
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Hearing Aids |
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Home Improvement Contracts |
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Home Solicitation Sales |
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Innkeepers |
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Loans |
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Mail Order |
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Minors' Contracts |
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Mobile Homes |
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Motor Vehicle repairs |
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Motor Vehicle Sales |
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Pawnbrokers |
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Prizes and Contests |
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Pyramid Schemes |
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Real Estate Sales |
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Repairs and services |
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Sales of Goods and Services |
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Secondhand Dealers |
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Security interests |
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Waiver of defense Clauses |
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Warranties |
Again, this is only a partial list, but should give a good general idea of the legal relief available. Each situation is different. To determine if your consumer problem can be successfully corrected, contact us by e-mail through our Consultation Page or by phone (see Contact Information). Initial Consultations are Free.
IMPORTANT: If you are going to be buying a home in the near future it is essential that you review the document on Home Buying in our Library.
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